. >> you know, president obama during the large discussions around the new health care law made much of the argument that if you like your plan you are going to be allowed to keep it. can you reflect on how the reality is of what your members are dealing with and their ability to offer products that existed before the enactment of the health care law and what they're dealing with now? .. from cbo, that gives you a window into the potential effects. and so, the honest answer is we don't know what the future will hold and we are going to work very commit very hard to do our part. sec decides about this that will come into effect, were very concerned. >> at yankee said concerned either two or three times, so let me focus on mr. capretta. if you were advising, ms. ignani, on the nature of perkins turned. if you are there looking than a spreadsheet and making some predictions, what are the things she needs to be concerned about it is stated goal of the president of the united states is to be able to offer a program to something currently enjoyed. what would your advice about the nature of